Global Fintech Fest 2026 brought its seventh edition to Mumbai from 8 to 11 September, with a program focused on agentic artificial intelligence, tokenisation and quantum technologies. The Payments Council of India, National Payments Corporation of India and Fintech Convergence Council were the principal organizers, according to a government factsheet.

The event’s theme was “Potential to Impact: Agentic AI | Tokenisation | Quantum: Trusted, Connected, Global Systems for Inclusive Finance.” The factsheet describes the gathering as a forum for global dialogue, collaboration and innovation in financial technology. It says the festival began in 2020 and has grown into one of the world’s leading fintech gatherings.

Global Fintech Fest Puts Three Technologies on the Agenda

The factsheet frames agentic AI as software that can sense, decide and act in real time within governance frameworks. It says these systems can coordinate workflows, support regulatory oversight and fraud prevention, and personalize financial services while keeping human decision-making in view.

Tokenisation was presented as turning assets into programmable digital units. The government document says this could enable fractional ownership, instant settlement and interoperable money, with possible applications across capital markets and payments. It also describes quantum technologies as relevant to cryptography and risk optimization, and says quantum-safe methods could strengthen long-term security.

Those themes sit alongside India’s existing digital payment systems. The factsheet identifies Aadhaar, internet connectivity and the Unified Payments Interface as parts of the country’s digital public infrastructure, which it says has enabled digital identity, instant payments and consent-based data sharing. Related coverage has examined blockchain infrastructure for institutions and institutional blockchain investment.

India’s Digital Finance Figures in the Factsheet

The document reports that UPI processed 2,365.8 crore transactions worth ₹29.88 lakh crore in July 2026, with 741 banks live on the platform. It says transaction volumes had grown nearly 12,000-fold since FY 2016–17. Separately, it reports India’s Financial Inclusion Index rose from 43.4 in March 2017 to 70.0 in March 2026.

The factsheet also lists infrastructure measures: as of 26 August 2026, 59.15 crore Jan Dhan accounts had been opened, while Aadhaar enrolments crossed 144 crore by March 2026. UPI transactions reached 24,509 million in August 2026, the document says. It adds that UPI operated in 11 countries and handled nearly 50% of global real-time digital transaction volume.

Other examples in the document include DigiLocker, which it says had over 73.53 crore registered users and had issued 936.03 crore documents. Cumulative Direct Benefit Transfer transfers reached ₹53.26 lakh crore as of September 2026. The Open Network for Digital Commerce had reached over 20 crore buyers and 5 lakh sellers across 1,000+ cities by June 2026, according to the factsheet.

The government account also points to oversight measures, including the Reserve Bank of India’s self-regulatory organization framework for fintech from May 2024, digital payment security directions issued in 2021, and a regulatory sandbox introduced in August 2019. It says the Digital Personal Data Protection Act was notified in 2023 and related rules in 2025.

For digital lending, the factsheet cites a directory of Digital Lending Apps, cybercrime reporting channels and the SACHET portal for complaints about illegal deposit collection. Its stated next step is to keep cybersecurity, data protection and consumer safeguards central as digital finance expands. The festival’s program placed newer technologies within that broader policy discussion, while the document’s figures describe the infrastructure already in use.

Readers following financial technology and business expansion can also see Wealth Tech Daily’s report on Paytm’s wealth-tech investment. For the event’s own information, the government factsheet on GFF 2026 provides the source material summarized here.